WIREME LLC — TERMS OF SERVICE

Last Updated: February 2026

Email: support@wireme.io | Website: https//www.wireme.io

1. INTRODUCTION

These Terms of Service (“Terms”) are a legal agreement between you and WireMe LLC, a Delaware limited liability company (“WireMe”, “we”, “us”, “our”). These Terms govern your access to and use of our platform, websites, mobile applications, APIs, and related services (collectively, the “Services”). By creating an account or using the Services, you agree to be bound by these Terms.

2. OUR ROLE

WireMe LLC operates a technology platform that facilitates peer-to-peer digital asset transactions using smart contract-based escrow infrastructure. WireMe is not a bank, broker-dealer, exchange, or investment advisor. We provide platform infrastructure only and do not guarantee asset value, liquidity, or profitability.

3. REGULATORY STATUS

Regulatory requirements for digital asset services vary by jurisdiction. WireMe LLC complies with applicable U.S. federal and state laws and may implement compliance measures required in other jurisdictions where users access the Services. Users are responsible for ensuring their use of the Services complies with applicable local laws.

4. ELIGIBILITY AND ACCOUNT REGISTRATION

You must be at least 18 years old and legally competent to enter into binding agreements. You agree to provide accurate and complete information during registration and to complete identity verification procedures as required by applicable compliance policies.

5. ACCOUNT SECURITY

You are solely responsible for safeguarding your login credentials and private keys. WireMe will never request your password or private keys. Notify us immediately of any suspected unauthorized access.

6. ESCROW, ORDERS, AND DISPUTES

Digital assets may be held in smart contract escrow until transaction conditions are satisfied. Disputes must be raised through the platform with verifiable evidence. WireMe retains sole discretion in resolving platform-level disputes in good faith.

7. FEES AND TAXES

Transaction fees and spreads are disclosed prior to confirmation. Fees are payable in supported digital assets unless otherwise specified. You are solely responsible for determining and fulfilling your tax obligations in any jurisdiction.

8. PROHIBITED USE

You may not use the Services for unlawful purposes including money laundering, terrorist financing, sanctions violations, fraud, or other prohibited activity. WireMe may suspend or terminate accounts engaged in suspicious activity.

9. COMPLIANCE AND AML PROGRAM

WireMe maintains a risk-based compliance program, including identity verification, transaction monitoring, and record retention procedures designed to comply with applicable anti-money laundering and counter-terrorism financing laws. WireMe reserves the right to freeze or restrict accounts pending review where required by law.

10. INTELLECTUAL PROPERTY

All software, smart contracts, APIs, trademarks, and related materials are owned or licensed by WireMe LLC. You are granted a limited, non-exclusive, non-transferable license to access the Services solely for lawful personal or business use.

11. THIRD-PARTY SERVICES

The Services may rely on third-party providers including payment processors, blockchain networks, and identity verification vendors. WireMe is not liable for disruptions caused by third-party systems.

12. LIMITATION OF LIABILITY

The Services are provided “as is” and “as available.” WireMe shall not be liable for indirect, incidental, or consequential damages arising from use of the Services. Total liability shall not exceed the fees paid in the six (6) months preceding the claim.

13. GOVERNING LAW AND DISPUTE RESOLUTION

These Terms are governed by the laws of the State of Delaware, without regard to conflict of law principles. Any dispute arising from these Terms shall be resolved through binding arbitration administered by the American Arbitration Association (AAA), seated in the United States.

14. SEVERABILITY

If any provision of these Terms is found invalid or unenforceable, the remaining provisions shall remain in full force and effect.

15. REVISIONS

WireMe may revise these Terms at any time. Continued use of the Services after updates constitutes acceptance of the revised Terms.