KYC Tiers & Transaction Limits

This page outlines WireMe’s identity verification tiers and transaction limits for both Public Marketplace users and Broker-Restricted users.

Verification requirements and limits are structured to balance regulatory compliance, risk management, and user flexibility.

Public Marketplace

Users participating in the public marketplace complete WireMe’s integrated Smile ID verification flows.

TierInformation RequiredSmile ID Product UsedBenefits / Volume Limits
Tier 1
  • National ID Number
Enhanced KYC

Volume Limits

  • $50 per transaction
  • $200 daily
  • $750 monthly
Tier 2
  • National ID Number
  • Liveness Selfie
Biometric KYC

Volume Limits

  • $1,000 per transaction
  • $3,000 daily
  • $10,000 monthly
Tier 3
  • Picture of front of National ID
  • Picture of back of National ID
  • Liveness Selfie
Document Verification

Volume Limits

  • $10,000 per transaction
  • $25,000 daily
  • $100,000 monthly

Required for Broker Status

Broker Restricted Users

These users were specifically invited to WireMe by a verified broker as their client.

Key Properties:

  • KYC was performed off-platform
  • The verified broker attests to the user’s KYC
  • Liability shifts to the broker
  • User is restricted to transact only with the broker who invited them
TierInformation RequiredSmile ID Product UsedBenefits / Volume Limits
Broker Restricted TierN/A (Off-Platform Verification)N/A

Volume Limits

  • $5,000 per transaction
  • $15,000 daily
  • $50,000 monthly

WireMe reserves the right to adjust transaction limits, require additional verification, or modify eligibility criteria in accordance with regulatory requirements, risk management policies, or jurisdictional obligations.