Self-custody
Nobody, including WireMe, can freeze your funds. You're always in control.
01
You own it
There are no withdrawal controls on your WireMe wallet. Withdraw as much or as little as you like, whenever you want, for free.
02
Your keys
Even if WireMe disappeared tomorrow, your funds are 100% recoverable. Export your keys anytime to take full control of your wallet on your own.
03
Locked to you
Your wallet is locked by your password or passkey. Seamlessly sync it across your devices through your phone's keychain.
Rates
Stablecoins come straight to you, so no middleman takes a cut on the way. The corridor doesn't matter. Get the same best rates from anywhere.
WireMe
129.20
KES per USDC / USDT
On $1,000 sent
129,200 KES
+1,620 KES
more than Western Union
Tap Tap Send
128.30
KES per USD
128,300 KES
900 KES less
Western Union
127.58
KES per USD
127,580 KES
1,620 KES less
Indicative rates, September 2026, on a 1,000 USD send. Competitor rates are each service's own published USA to Kenya rate and exclude their transfer fees. WireMe's rate is set by brokers competing on the order book and moves with the market.
How It Works
Whether you're buying or selling, escrow locks the coins in a smart contract until both sides have delivered, so neither one can walk away with the other's money.
01
Tap Buy or Sell
Open your wallet, pick USDT or USDC, and choose M-PESA.
02
Pick your broker
Browse live ads from verified brokers, sorted by best rate.
03
Agree the terms
Send a trade request, then counter until you both accept.
04
Coins go to escrow
The seller locks the coins on-chain before any money moves.
05
Escrow releases
The buyer pays by M-PESA. The seller confirms, escrow releases.
06
Withdraw your crypto
The buyer pulls the coins out of escrow into their own wallet.
* Escrow is a smart contract, not a WireMe account. We never hold your funds, and every step is auditable on-chain.
Real Trade
Watch a real user sell 50 USDC through WireMe and receive M-PESA in seconds. Every step of the trade below links to the exact on-chain event that proves it happened.
The On-Chain Proof
01
Escrow created
Seller locks 50 USDC into the WireMe smart contract
0x689c090b...1726909e
02
Offer submitted
Broker submits an offer to buy the escrowed USDC
0x9950ad52...8e2dafa8
03
Funds in Escrow
Seller accepts the broker's offer on-chain, locking the funds in escrow
0x2caf5c19...89ee144a
04
M-PESA funds confirmed
Seller confirms the M-PESA payout was received
0x8d72d91c...093372e2
05
USDC released to broker
Escrow releases 50 USDC to the broker, settling the trade
0x8fd22534...28b39beb
Built on Chain
WireMe's core logic lives on the blockchain: open, transparent, and verifiable by anyone. Don't just trust us, verify it yourself.
Pricing
Buying and selling are completely free for everyday users. Brokers trade free too, all through our launch promotion.
For users
Free
always
Buy and sell, completely free.
Free deposits and withdrawals, always
A wallet that is completely yours – only you can reach your money
Protect your wallet with your fingerprint, face, or a password
Buy and sell any amount with verified brokers
We cover the network fees on every WireMe transaction
Export your keys anytime and manage your wallet yourself
Auctions – list an amount to buy or sell and accept the best offers as buyers come to youComing soon
Referral program – invite others and earn a bonus based on how much they tradeComing soon
August bonus – earn a cash bonus for your trading volumeHappening now
See bonus details
For brokers
Launch promo · limited time
Free
during the promo
Everything users get, plus tools to run your business.
Post your own buy and sell offers
No limits on how much you can trade
Zero fees while the launch promotion runs
Reliability
A blockchain settlement and vetted brokers mean your money moves the same way every time – no middlemen to freeze it, and no downtime to wait out.
Cash In Hand, Instantly
Money transfers to your wallet the moment your client sends payment.
Never Frozen In Transit
Funds move directly to you, so there is no risk of your money being held or frozen along the way.

Cash out to M-PESA
Every trade cashes out directly to your M-PESA. No middlemen.
Always On
The blockchain never closes and never takes a holiday. Settle and cash out any time of day, any day of the year.

Brokers You Can Trust
All our brokers have been vetted and hand-picked by us, so every trade goes through smoothly.
FAQ
Everything you need to know about how WireMe keeps your money moving, and how it stays yours the whole time.
Community & Support
Be part of building WireMe in the open, and reach a real person whenever you need one.
support@wireme.io
+254 758 883 254