Freelancers with clients abroad
Get paid in stablecoins by a client anywhere, then cash out to M-PESA the same day. No wire fees, no five-day float, and no bank in the middle that can freeze the money on its way to you.
Client abroad → M-PESA

The global economy is open. Your wallet should be too. Send, receive, and cash out on your terms in minutes. Financial freedom is just a few taps away.


Every trade cashes out directly to your M-PESA. No middlemen.
There are no withdrawal controls on your WireMe wallet. Withdraw as much or as little as you like, whenever you want, for free.
Even if WireMe disappeared tomorrow, your funds are 100% recoverable. Export your keys anytime to take full control of your wallet on your own.
Your wallet is locked by your password or passkey. Seamlessly sync it across your devices through your phone's keychain.
Real Trade
Watch a real user sell 50 USDC through WireMe and receive M-PESA in seconds. Every step of the trade below is backed by an on-chain transaction, so you don't have to take our word for it.
The On-Chain Proof
Escrow created
Seller locks 50 USDC into the WireMe smart contract
0x689c090b...1726909e
Offer submitted
Broker submits an offer to buy the escrowed USDC
0x9950ad52...8e2dafa8
Offer accepted
Seller accepts the broker's offer on-chain
0x2caf5c19...89ee144a
M-PESA funds confirmed
Seller confirms the M-PESA payout was received
0x8d72d91c...093372e2
USDC released to broker
Escrow releases 50 USDC to the broker, settling the trade
0x8fd22534...28b39beb
Use cases
However the money reaches you, the flow is the same: agree to a rate with a verified broker, let on-chain escrow hold the crypto, settle in M-PESA.
Get paid in stablecoins by a client anywhere, then cash out to M-PESA the same day. No wire fees, no five-day float, and no bank in the middle that can freeze the money on its way to you.
Client abroad → M-PESA
Move your stablecoins into your WireMe wallet and we match you with a verified local broker. They convert at the rate you agree and send the shillings straight to your family's M-PESA.
Abroad → their M-PESA
Your stablecoins stay in a wallet only you hold the keys to, and move only into on-chain escrow when you trade. No exchange takes custody, and the contract releases them once the M-PESA payment is confirmed.
Self-custody → M-PESA
Land with stablecoins instead of a wad of cash. Convert what you need for the week to M-PESA and skip the airport FX counter and foreign card fees.
Your wallet → Nairobi
Settle with suppliers in stablecoins and payment arrives in minutes, for a fraction of what a bank wire costs. Convert what you need to M-PESA to cover payroll, rent and everyday running costs.
Settle abroad → spend locally
Every user is KYC verified before they can trade, so you only ever face a counterparty we have already checked. Stablecoin settlement opens a revenue line beyond the cash desk, on trades that arrive already locked in escrow.
Verified users → new revenue
Whether you're buying or selling, escrow protects both sides the whole way.
1
Open your wallet, pick USDT or USDC, and choose M-PESA.
2
Browse live ads from verified brokers, sorted by best rate.
3
Send a trade request, then counter until you both accept.
4
The seller locks the coins on-chain before any money moves.
5
The buyer pays by M-PESA. The seller confirms, escrow releases.
6
The buyer pulls the coins out of escrow into their own wallet.
* Escrow is a smart contract, not a WireMe account. We never hold your funds, and every step is auditable on-chain.
Built on Chain
WireMe's core logic lives on the blockchain: open, transparent, and verifiable by anyone. Don't just trust us, verify it yourself.
Pricing
Buying and selling are completely free for everyday users. Brokers trade free too, all through our launch promotion.
For users
Free
always
Buy and sell, completely free.
Free deposits and withdrawals, always
A wallet that is completely yours – only you can reach your money
Protect your wallet with your fingerprint, face, or a password
Buy and sell any amount with verified brokers
We cover the network fees on every WireMe transaction
Export your keys anytime and manage your wallet yourself
Auctions – list an amount to buy or sell and accept the best offers as buyers come to youComing soon
Referral program – invite others and earn a bonus based on how much they tradeComing soon
August bonus – earn a cash bonus for your trading volumeHappening now
See bonus details
For brokers
Launch promo · limited time
Free
during the promo
Everything users get, plus tools to run your business.
Post your own buy and sell offers
No limits on how much you can trade
Zero fees while the launch promotion runs
Cash In Hand, Instantly
Money transfers to your wallet the moment your client sends payment.
Never Frozen In Transit
Funds move directly to you, so there is no risk of your money being held or frozen along the way.
Always On
The blockchain never closes and never takes a holiday. Settle and cash out any time of day, any day of the year.

Brokers You Can Trust
All our brokers have been vetted and hand-picked by us, so every trade goes through smoothly.


Kenya Office
Kofisi, 7th Floor, Block 1
Eden Square, Chiromo Road
Westlands, Nairobi
Kenya
US Office
1918 N. Mendell Street, Suite 200
Chicago IL 60642
United States